WEBVTT

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Picture a debt connected to a property.

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A lien is a charge or claim against property that

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secures payment or performance of an obligation.

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Follow the connection:

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an obligation, a claim against the property, and possible enforcement

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if the obligation is not met.

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The lien is not the same thing as ownership or

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possession.

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A specific lien attaches to identified property.

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A general lien may reach a debtor's property within its

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lawful scope.

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Priority depends on the kind of lien and the governing

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rules, not a single rule for every situation.

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Quick check:

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is a lien itself the same as owning the property?

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No.

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It is a claim securing an obligation, with rights determined

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by the governing law.